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Copyright © 2012 Apnapaisa Pvt. Ltd. All rights reserved.

Is the cheapest health insurance really the best?

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Copyright © 2012 Apnapaisa Pvt. Ltd. All rights reserved.

Is the cheapest health insurance really the best?

What about freedom from sub-limits? What about life time renewability?

Top 5 factors to keep in mind while Selecting Health Insurance: Adequate Coverage Amount: Hospitalization costs are higher in metros; people living in metros typically should opt for a higher coverage amount Re-imbursement or Cash Allowance: In Cash Allowance you get a fixed lumpsum for every day you spend in the hospital - no matter how expensive the treatment might be whereas in Re-imbursement the amount you get is based on the actual amount of expense incurred. Cashless Facility: Always prefer a plan which offers Cashless Facility with a lot of hospitals in the network. Age until Renewals allowed: Ensure that your health insurance plan is renewable after 65 - because at that age, you don't want to discover that health insurance is difficult to get when you need it the most. Co-pay: In a co-pay you are required to share some of the expenses incurred - regardless of the amount covered. |   Copyright © 2012

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Copyright © 2012 Apnapaisa Pvt. Ltd. All rights reserved.