Wednesday, December 5, 2012

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ApnaPaisa - Health Insurance Mailer
What about freedom from sub-limits?
What about life time renewability?
     
Top 5 factors to keep in mind while Selecting Health Insurance:
  1. Adequate Coverage Amount: Hospitalization costs are higher in metros; people living in metros typically should opt for a higher coverage amount
  2. Re-imbursement or Cash Allowance: In Cash Allowance you get a fixed lumpsum for every day you spend in the hospital - no matter how expensive the treatment might be whereas in Re-imbursement the amount you get is based on the actual amount of expense incurred.
  3. Cashless Facility: Always prefer a plan which offers Cashless Facility with a lot of hospitals in the network.
  4. Age until Renewals allowed: Ensure that your health insurance plan is renewable after 65 - because at that age, you don't want to discover that health insurance is difficult to get when you need it the most.
  5. Co-pay: In a co-pay you are required to share some of the expenses incurred - regardless of the amount covered.
Click to learn more!
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